Many people believe that just because they have a job, and are a good person that they should have the right to have credit, well, it would be nice if it were that easy, but as with anything, it is never that easy. But, how do you get credit if you have never been given any credit. It can be very frustrating to try and break that cycle, but with effort and persistence it can be done. And if it is done correctly you will be able to reap the rewards for these efforts for years to come. For the credit scoring algorithm to give you a credit score it is fairly simple, you have to have at least one open and active trade line that has been reporting for at least 6 months, and it cannot contain a deceased marker or be in dispute. Seems easy doesn’t it, but how do you get a lender to be the first one to take that chance on you? Enter your information in below and I will send you information on ways to do this.