FAQs
Frequently Asked Questions
Credit repair can provide significant benefits by enhancing your creditworthiness, leading to
better financial opportunities and a stronger financial future.
Yes, this is very legal. The FCRA states that the information on your credit report is to be 100%
accurate and verifiable, which allows us to dispute these inaccurate items.
A good credit score depends on who you ask, but generally, if you have a credit score of 720 or
higher you are considered to have a good credit score.
In order to be approved for an auto loan, home loan, credit card, student loan, or personal loan,
you need to have a good credit score. Each lender has its own set of criteria for determining
eligibility. Credit scores are used by various lenders to assess your creditworthiness for
borrowing money and even for job opportunities. Additionally, a good credit score is essential
for securing the best rates on car insurance.
It depends on each individual situation, but it usually takes about 6 months to get you to a point
you will be able to qualify for a loan.
It depends on each individual situation, but it usually takes about 6 months to get you to a point
you will be able to qualify for a loan.
Negative items on a credit report can significantly impact your credit score. Here are some of
the most common negative items that can be found on a credit report:
Late payments
Hard Inquiries
Charge-offs/collection accounts
Bankruptcies
Foreclosures/Repossessions
Identity theft-related items
High credit card balances
We carefully review your credit report to identify errors, inaccuracies, or outdated information.
This includes looking for incorrect personal information, duplicate accounts, unauthorized
accounts, late payments, and any other negative items that could be impacting your credit
score. To help improve your credit scores, we will dispute any inaccuracies with the credit
bureaus or creditors. We will also follow up on the disputes and monitor your credit to track
your progress. Aside from disputing errors, we can also directly contact creditors to address
inaccuracies or negotiate settlements on outstanding debts if needed.
It depends on how many negative items you have on your credit report after we do your initial
consultation and have reviewed your credit report, we will be able to give you a Good Faith
Estimate of the cost.
Credit repair can be done by personally. The difference is we are experts at what we do and we
sit at our desks all week long working on files, whereas you have to do your normal job and
then when you get home you have to take care of working on your credit. I like to compare it
to pulling your own tooth, you can do it yourself or you can hire the expert to do it for you.
Our services can be beneficial for a variety of individuals facing different credit-related issues,
including those with errors on their credit report, low credit scores, those who have been
denied loans or credit applications, individuals planning a major purchase such as a house or a
car, those needing to build credit, and those generally seeking to improve their financial health.
In these situations, credit repair services can offer valuable assistance, helping individuals
improve their credit scores and overall financial standing.
Getting started with our credit repair services is simple. The first step is to schedule a
consultation with our credit repair expert Kelly Wells. During the consultation, she will review
your credit report, identify any issues, and discuss a personalized plan to improve your credit
score.
To schedule your free consultation, please go to:https://crow.setmore.com/beta or call us at
1-877-956-1014.
You can easily sign up for credit monitoring with SmartCredit, which works well with our
system. Just go to: www.smartcredit.com/crow and follow the instructions. If you need further
assistance, you can call 1-877-956-1014.
