Kelly Wells Advocates for Fair Credit Repair in Washington, D.C.

September 22–25, 2026 | Washington, D.C

Kelly Wells Advocates for Fair Credit Repair
in Washington, D.C.
September 22–25, 2026 | Washington, D.C.

Kelly Wells Advocates for Fair Credit Repair in Washington, D.C


Kelly Wells, owner of Credit Resources Optimizing Wealth (CROW), traveled to Washington, D.C., alongside fellow credit repair business owners and industry professionals to voice concerns
about the proposed ESCRA bill and its potential impact on the credit repair industry.

Protecting Consumers Without Limiting Access

While CROW supports protecting consumers from fraudulent and unethical credit repair companies, Kelly Wells and other industry professionals are concerned that the proposed legislation could also create unnecessary barriers for legitimate, compliant businesses.

“We believe consumers deserve protection, but they also deserve access to legitimate businesses that are committed to helping them understand and improve their credit,” said Kelly Wells.

The group’s goal was to bring these concerns directly to policymakers and advocate for balanced legislation that holds bad actors accountable without restricting consumers’ access to legitimate credit assistance.

CROW’s Commitment to Advocacy

Kelly Wells’ participation reflects CROW’s commitment to consumer rights, transparency, and responsible credit repair. As discussions surrounding ESCRA continue, CROW will remain engaged in advocating for policies that protect consumers while allowing compliant businesses to serve those who need them.

Protecting consumers and preserving access to legitimate credit repair services should go hand in hand.

Kelly has specialized expertise in all aspects of credit information. Having reviewed more than 10,000 credit reports in the past 16 years, 9 of those 16 years were spent as a mortgage loan consultant, she has a strong understanding of how to examine a credit report in order to provide yo u with information on what is damaging or harming the credit report.

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